Archive | January, 2019

KonMari Clothing

27 Jan

The KonMari (Marie Kondo) craze has come back into popularity at just the right time for me.  I started this method several years ago when The Life Changing Magic of Tidying came out, but I never finished it.  I continued folding my clothing in the KonMari style (unless I was too lazy and they sat in the laundry basket until I was ready to fold them).  Either way, my drawers have been nice and folded for years.

I decided to start completely over with the clothing category, which is the first category of belongings you are supposed to sort through.  Clothing is supposed to be easy to determine what sparks joy.  What I have learned is that I don’t really have many clothes that actually spark joy for me.  That being said, I’m also doing a shopping ban this year which means I will not be replacing my wardrobe unless I have to.  I was able to pick out things I like better than others and getting rid of things I hadn’t worn in years was relatively easy.

Here’s what I started with

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It’s crazy to see everything there on a queen size bed.  How can I possibly have had that many clothes when I feel like I never have anything to wear?  Part of what you see are my work clothes.  Those definitely do not spark joy but I can’t get rid of them either.

I was able to get rid of 44% of what you see on the bed.  Those 173 items are all being donated to a local thrift shop.

Which means I kept 56%

I think I still kept too much, but I also still feel like I have nothing to wear.  One thing I noticed is that I have kept sweatshirts that used to bring me joy but now actually make me sad.  I have a collection of sports related shirts and sweatshirts that I got after a friend of mine was killed.  I wore them to remember him and at first that felt like a good thing.  Now it just feels sad.  Wearing a neon yellow and green shirt isn’t going to bring him back and I definitely don’t need those items to remember him.  I think when I am done with my shopping ban I want to buy some long flannel shirts to go over my t-shirts instead and get rid of a lot of my sweatshirts.

Another thing I’ve learned about myself is that I could wear grey, all shades of grey….maybe even 50 shades of grey, for the rest of my life.  Grey and bright colors are by far my favorite, everything else I would gladly get rid of.

I reorganized what I ended up keeping and got everything all folded and put away nice, once again.  There’s a lot of room in most of my drawers now…except for the sweatshirts drawer.  I’d love it if I wasn’t always freezing cold no matter what the temperature is.

I don’t think I’ve ever had less items hanging in my closet (the entire right side is work stuff).  Nor have I owned less shoes than this since before I was 16 and worked at a shoe store.  Fun fact, at one point I owned more than 100 pairs of shoes.

In a perfect world I would own a lot less clothing.  I have a feeling I will get rid of even more in the coming year.

My 2018 Spending

12 Jan

I’ve been meaning to get around to this post for a while now, but since it’s still January I think it’s relevant.  I’m going to go over the percentages of my income that I spent, saved, and invested in 2018 and which categories I spent my money on.

In case you haven’t read my recent post titled Shopping Ban 2019 I’ve decided to only purchase essentials in 2019.  One of my major impulse buy categories has been yarn, knitting patterns, and other crafty items because they bring me so much joy.  My goal in 2019 is not to have impulse buys on anything, but especially on craft supplies…but more on that in a later post.  Go back and read about my 2019 shopping ban for more.

I have a post called How I Track My Spending which is how I’m easily about to compile these numbers and data.  I love the app and the insights it gives me.

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Ok, now for the nitty gritty! Here’s where I spent my money in 2018 (in percentages):

  • Mortgage 23.52%
  • Savings 13.57%
  • Extra House Payments (all to the principle) 7.36%
  • Independent Investments 7.36%
  • Vacation 6.79%
  • Eating Out 5.14%
  • Groceries 4.4%
  • Yarn 2.87%
  • Gifts 2.42%
  • Phone 2.2%
  • Water Bill 2.18%
  • Dogs 2.14%
  • Beachbody/Fitness 2.14%
  • Spinning 1.64%
  • Fuel 1.58%
  • Home 1.45%
  • Internet 1.2%
  • Miscellaneous Shopping 1.18%
  • Car Insurance 1.17%
  • Car Maintenance 1.1%
  • Cash Withdrawals 1.08%
  • Medications 0.96%
  • Knitting Patterns & Supplies (not yarn) 0.86%
  • Work 0.79%
  • Natural Gas 0.77%
  • Craft Supplies (other than knitting) 0.75%
  • Clothes 0.72%
  • Electricity 0.69%
  • Beauty 0.55%
  • Tax Preparations 0.51%
  • Entertainment 0.5%
  • Books 0.13%
  • Contacts 0.07%
  • Coffee 0.07%
  • Chiropractor 0.05%
  • Netflix 0.04%
  • Life Insurance 0.02
  • PrepDish (meal planning service) 0.02%
  • Fitbit 0.01%

Looking at my percentages overall I am pretty happy with mosts things, but I know I can do better going forward.

When I look at the yarn, spinning fiber, spinning wheel, knitting patterns, and all the other crafty things I bought in 2018 it adds up to 6.12% of my income for the year.  That is slightly less money than our 10 day vacation to an all-inclusive resort in Mexico cost.  I’m not saying I won’t buy knitting and crafting supplies in the future, but I know I definitely want to use up a lot of what I already have and plan my purchases to be much more intentional.  I keep reminding myself that there will always be pretty yarn, and I do not NEED all the pretty yarn.

With my clothing being less than 1% of my income you can believe me when I say I do not like shopping for clothes AT ALL!  Never-the-less, I actually do have to wear clothes.

One of the biggest areas I hope to see a drastic change in for 2019 is my eating out budget going WAY down.  We have already been using PrepDish (a meal planning service) since September 2018.  I was able to pay for a full year upfront and will probably continue to reuse this years meal plans into the future, meaning it will be a one-time expense.  Eating more vegetables and healthy foods cooked at home, knowing exactly what goes into everything, has really made me feel so much better about what I’m eating.  I do still love a good meal out though.

Most importantly I want my savings, investments, and extra house payment percentages to all go up this year!  This girls got goals!

What are you guys doing to reach your goals?  Did you track your spending in 2018?  If you haven’t started tracking your spending yet, I highly encourage you do so.  If you haven’t started tracking yet we’re still early enough in the new year to start now (it’s really never too late to start).  You might just be amazed when you realize where the majority of your money is going each month.