Tag Archives: food

My 2018 Spending

12 Jan

I’ve been meaning to get around to this post for a while now, but since it’s still January I think it’s relevant.  I’m going to go over the percentages of my income that I spent, saved, and invested in 2018 and which categories I spent my money on.

In case you haven’t read my recent post titled Shopping Ban 2019 I’ve decided to only purchase essentials in 2019.  One of my major impulse buy categories has been yarn, knitting patterns, and other crafty items because they bring me so much joy.  My goal in 2019 is not to have impulse buys on anything, but especially on craft supplies…but more on that in a later post.  Go back and read about my 2019 shopping ban for more.

I have a post called How I Track My Spending which is how I’m easily about to compile these numbers and data.  I love the app and the insights it gives me.

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Ok, now for the nitty gritty! Here’s where I spent my money in 2018 (in percentages):

  • Mortgage 23.52%
  • Savings 13.57%
  • Extra House Payments (all to the principle) 7.36%
  • Independent Investments 7.36%
  • Vacation 6.79%
  • Eating Out 5.14%
  • Groceries 4.4%
  • Yarn 2.87%
  • Gifts 2.42%
  • Phone 2.2%
  • Water Bill 2.18%
  • Dogs 2.14%
  • Beachbody/Fitness 2.14%
  • Spinning 1.64%
  • Fuel 1.58%
  • Home 1.45%
  • Internet 1.2%
  • Miscellaneous Shopping 1.18%
  • Car Insurance 1.17%
  • Car Maintenance 1.1%
  • Cash Withdrawals 1.08%
  • Medications 0.96%
  • Knitting Patterns & Supplies (not yarn) 0.86%
  • Work 0.79%
  • Natural Gas 0.77%
  • Craft Supplies (other than knitting) 0.75%
  • Clothes 0.72%
  • Electricity 0.69%
  • Beauty 0.55%
  • Tax Preparations 0.51%
  • Entertainment 0.5%
  • Books 0.13%
  • Contacts 0.07%
  • Coffee 0.07%
  • Chiropractor 0.05%
  • Netflix 0.04%
  • Life Insurance 0.02
  • PrepDish (meal planning service) 0.02%
  • Fitbit 0.01%

Looking at my percentages overall I am pretty happy with mosts things, but I know I can do better going forward.

When I look at the yarn, spinning fiber, spinning wheel, knitting patterns, and all the other crafty things I bought in 2018 it adds up to 6.12% of my income for the year.  That is slightly less money than our 10 day vacation to an all-inclusive resort in Mexico cost.  I’m not saying I won’t buy knitting and crafting supplies in the future, but I know I definitely want to use up a lot of what I already have and plan my purchases to be much more intentional.  I keep reminding myself that there will always be pretty yarn, and I do not NEED all the pretty yarn.

With my clothing being less than 1% of my income you can believe me when I say I do not like shopping for clothes AT ALL!  Never-the-less, I actually do have to wear clothes.

One of the biggest areas I hope to see a drastic change in for 2019 is my eating out budget going WAY down.  We have already been using PrepDish (a meal planning service) since September 2018.  I was able to pay for a full year upfront and will probably continue to reuse this years meal plans into the future, meaning it will be a one-time expense.  Eating more vegetables and healthy foods cooked at home, knowing exactly what goes into everything, has really made me feel so much better about what I’m eating.  I do still love a good meal out though.

Most importantly I want my savings, investments, and extra house payment percentages to all go up this year!  This girls got goals!

What are you guys doing to reach your goals?  Did you track your spending in 2018?  If you haven’t started tracking your spending yet, I highly encourage you do so.  If you haven’t started tracking yet we’re still early enough in the new year to start now (it’s really never too late to start).  You might just be amazed when you realize where the majority of your money is going each month.

Why I’m Starting Whole30

1 Oct

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I won’t go into too much detail here but I’ll start by saying that I’ve been having medical issues for years.  Literally years.  I have been blunt-honest with several doctors who have all but told me I was crazy.  Be honest with many medical professionals and tell them you are always tired no matter how much you sleep and you just feel blah and they’ll hand you a depression screening form.  Guess what?  I didn’t screen as depressed and I could have saved them and me the time.

I had my own theories based on reading many articles online, but I know I’m no doctor.  My theories were hormone imbalances, possibly adrenal fatigue, cortisol levels out of whack from working crazy hours and being stressed, and possibly thyroid problems.

My primary care doctor did blood work and told me I was fine and blew it off, told me this is how being 30 looks and feels.  I went to a naturopath who again did labs and she told me I was hypothyroid.  I was so happy to get answers! She tried me on one medication that gave me bad side-effects then gave up.  So again I was discouraged.

Fast-forward (years) to now.  I finally saw a new nurse practitioner who was recommended to me as someone who deals with patients who “don’t have a normal reaction to medications” and who aren’t in the 90% of the population.  The person who recommended me also had hormone issues.  Now, I’m still waiting on blood work but I feel like for the first time ever there is a doctor who believes me and who knows enough to actually help fix the problem.

The first thing she “prescribed” for me is to do the Whole30.  I never knew that the majority of the body’s hormones are created in the gut.  The Whole30 is designed to help heal the gut.  So, in theory, once my body is repaired and is actually making it’s own hormones again, at whatever level that happens to be, then medications can be looked at to finish off whatever my body can’t create.

I don’t know about you but it makes a hell of a lot of sense to me.

So, I’ve finished reading the book and I’ve chosen a start date of October 10, 2015.  I’m nervous and excited, but mostly excited.  The food really does look good.  I just HATE cooking.  My plan is to cook enough meals for the week on my weekend and just cook breakfast every day.  Due to my crazy work schedule that’s about all that is going to work for me.

I’m as prepared as I can be mentally for this to be a life-change, no a 30 day change.  The nurse practitioner believes based on what she has physically seen that I likely have celiac’s disease.  I’m just so ready to change what I have to to feel better!

The book mentions coming up with a list of “non-scale victories”, things you want to see changes in that can’t be measured by the bathroom scale.  I’ll be doing this in the next blog!  I think the hardest part for me will be not weighing myself for 30 days.

Juice Fast Day 7

14 Aug

Woohoo, officially half way!  I’m not going to lie, I miss eating out, and well, eating in general…a lot.  Really missing sushi and for some reason corn chips (which I don’t eat all that often).  Other than missing the tasting and eating of food things are going great.  Still feeling perfectly normal, the average amount of energy for me.  Although, I was really hoping to have a crazy amount of energy like other people were saying they have.  I was also hoping to sleep better, like others claim they do.  So far my sleep has been ok, with the exception of last night (it was horrible and full of nightmares).  Maybe that will still happen, there’s still plenty of time.  I kinda feel like my will too keep going is dying out though. Not that I’ll quit, I’m too stubborn for that, but if I hadn’t set it for 15 days I’d be content to stop at 10, seriously.

The scale was actually nice to me this morning!  I weighed in at 139.4, a loss of .4 from yesterday and total loss of 7 pounds!  I don’t feel or think I look seven pounds lighter, but it has to be gone from somewhere.

I think I’m heading out to the movies tonight!  Luckily I’m not a big movie snack fan so that won’t be a temptation for me.  If it’s there I’ll eat it, but I don’t have to be eating through a movie to enjoy it.